Today’s Rates

E-mail or Call for current rates on 10, 20, & 40-Year Fixed Rate Products

Conforming Fixed**RatePointsAPR
30-Year Fixed ­4.000%Zero (0) Points4.635%
20-Year Fixed ­3.750%Zero (0) Points4.286%
15-Year Fixed ­3.375%Zero (0) Points3.612%
FHA/VA 30-Year Fixed3.625%Zero (0) Points4.112%
FHA & VA 15-Year Fixed3.125%Zero (0) Points3.677%
FHA ARM3.50%Zero (0) Points3.735%
Standard ARM**RatePointsAPR
1-Year ARM4.250%Zero (0) Points4.788%
3-Year ARM3.375%Zero (0) Points4.04%
5-Year ARM3.125%Zero (0) Points3.90%
7-Year ARM3.375%Zero (0) Points3.712%

NetCentral Program Specials

• 100% Financing USDA
• FHA, VA, and WHEDA programs
• 1st Time Homebuyer Programs with Low Down payment
• No PMI Programs – (Call for Details)

**Rates are based on loan amounts of $100K or more. Rates and closing costs vary depending upon loan program and size.